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Energy Performace Certificates
These certificates will be compulsory for rented properties from October 2008 and will contain detailed information about the energy efficiency of a property. They must be made available to prospective tenants free of charge and BEFORE a tenancy agreement is entered into.
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Bad Credit Loans
IF you are in need of a loan, but have a bad credit, there are loan companies that can help you.
Most online loan companies can offer people with bad credit almost an instant decision.
Here is a little bit more information about getting a loan if you have a bad credit rating.
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Tenant Loans
Loans for Tenants are widely available.
Many online loan companies will inform a tenant if they will be accepted for a tenant loan within 2 hours or even instantly.
It may be hard to get the deposit together for an unemployed tenant wanting to move into a new property, there are loan companies that specialise in unemployed loans out there, ready and waiting to help you.....
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The basics of taxation
Things an aspiring landlord needs to know about tax! These articles are short sections taken from our forthcoming book on making a living from property investment. It's called 'Income for Life' and will be available soon. If you like what your read here and are interested in buying a copy,you can register your interest by dropping us an email.
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Download Housing Benefit / Council Tax Benefit Form for Landlords or Tenants to download
Admissable at councils all across the UK, with the exception of Northern Ireland, this Housing Benefit and Council Tax benefit form can be downloaded and filled in by pen, or filled in electronically by those of you with a PDF writer.
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What Return Can You Expect From a Property Investment?
Good breakdown of the basics of Buy-To-Let.
Complex market depending on location of property
Balance between quality of tenant and quantity of rent
Better rather than bigger – net yields depend on avoiding voids...
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Deposit Scheme
It's countdown time to the new compulsory tenancy deposit scheme, so what will it mean in practice for landlords and tenants?...
In a bid to sort out this unhappy state of affairs the Government has decided to introduce a new compulsory tenancy deposit scheme....
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About to rent for the first time?
Things that every would-be tenant needs to know.
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Thinking of Letting?
Things all propspective landlords should know.
When you let your property to a tenant, the tenancy is automatically an assured shorthold tenancy (unless you agree otherwise in writing)...
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Landlord and Tenant Obligations Overview
Find out what both parties in a residential letting are bound to do by law.
Whether you are a landlord or tenant, it is vital that you are aware of your legal rights and obligations. The law protects both parties and does not permit you to "take the law into your own hands", irrespective of circumstances...
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Stamp Duty on Rental Income
Overview of the law regarding paying stamp duty on tenancy agreements.
The Stamp Act 1891 requires that stamp duty is payable on all tenancy agreements, leases and conveyances...
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Tenant Credit Checking - Check your credit status
tenant credit checking, checking your credit status, its a good idea to know if you have any ccj's or other bad or adverse credit before you try to find a rental property. Most letting agencies will insist you have a credit report, which can be expensive, find out if you will pass for before shelling out a lot of money.
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The New Housing Health & Safety Rating System (HHSR)
ATTENTION ALL LANDLORDS. DO YOUKNOW THIS ???
The new Housing Health and Safety Rating System (HHSRS) is something that landlords should now be aware of.
It comes into force in April 2006.
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Moving To Your New Property With Your Indoor Plants And Garden Plants.
When you finally move into your new property, you want to get organised and settled in your new home as quickly as possible.
You will of course want to take the plants and flowers from your garden.
By taking tips from this article it will help you have your new home looking homely and in no time at all your garden will be displayng your prize bloomers and perrennials...
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Moving With Pets
Moving house can be stressful for family pets as well as for humans, but just a little thought and forard planning can help to make the whole business much less stressful and confusing for them.
This article gives you help so that your beloved pets can move with you into your new home and be proptected from anxiety...
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Inspecting Properties (Part Two)
New to being a Landlord?
This article will help new and exsisting landlords ensure that the property to rent is safe and ready for a tenant to move in.
It lists all the things you will need to make the property to let pass any health and safety inspection and more...
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Tenant and Landlord Rights and Responsibilities (UK Law)
A basic guide to landlords and tenant responsibilities.
This article gives the landlord a guide which will ensure the tenants in their rented property are happy.
Also the tenant being aware of their responsibilities and the landlord knowing their responsibilities will undoubtedly lead to a great tenancy and landlord/tenant relationship...
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Tenant and Landlord Rights and Responsibilities (UK Law)
A basic guide to landlords and tenant responsibilities.
This article gives the landlord a guide which will ensure the tenants in their rented property are happy.
Also the tenant being aware of their responsibilities and the landlord knowing their responsibilities will undoubtedly lead to a great tenancy and landlord/tenant relationship...
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Final Move Day Tips
If you are about to move to you new home and have followed the steps of our detailed moving home checklist for a stress free smooth move, now its time to follow the last 3 steps to ensure an easy stress free Move Out and Move In Day
All the things you will need to do are in simple steps for you. From meter readings to removal vans, from boxing and packing your belongings to unloading your belongings from the removal van...
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A Detailed Checklist For Your Forthcoming Move
A checklist of all the things you need to do in preperation for your move.
Following these practical steps will ensure your move to your new house will be stress free.
These moving home procedures start 8 weeks prior to your move in date right up to the day you move in to your new home.
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Safeguarding Tenants' Money (tenancy deposit scheme)
Moreon the ins and out of tenancy deposit scheme. Courtesy of the Association of London Government.
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Tenant Deposit Scheme
Useful information for landlords, agents and tenants alike. Courtesy of RICS on the new tenant deposit scheme.
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More on Home Information Packs (HIP)
Further details on the upcoming Home Information Packs (HIP). Courtesy of NHER.
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Home Information Packs (HIPS)
Overview of the latest 'government initiative' (surely an oxymoron?) and what it may mean for you. Courtesy of Channel 4.
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Adjustable Rate Mortgage (ARM) Calculator
This spreadsheet creates an amortization table and graph for an adjustable rate mortgage (ARM) loan, with optional extra payments. Results may differ from other calculators due to rounding. Allows you to see the effect of over payments, term alterations, interest rate changes on mortgages.
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Property Maintains Investment Appeal as Britons Continue to Lose Faith in Pensions
Crucial pension article - a must read...
According to new research published today by Instant Access Properties (IAP), the UK's largest provider of discounted property to individual investors, only one fifth of Britons, still have faith in the ability of private or company pensions to deliver an adequate income at retirement...
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Tips for Fixing Poor Credit
Not kept your credit rating as pristine as you should have? Here's a few tips to help you out...
No matter how bad your credit is, you can take steps that will make it better.
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