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Energy Performace Certificates
These certificates will be compulsory for rented properties from October 2008 and will contain detailed information about the energy efficiency of a property. They must be made available to prospective tenants free of charge and BEFORE a tenancy agreement is entered into.
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Download Student Tenancy Agreement
Letting a furnished house to students is a somewhat different ball-game to renting to 'normal' tenants, and requires an agreement that is tailored to its peculiarities. This is it! Note please that this tenancy is NOT available as part of the document pack.
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Download Amortization Calculator
While a portion of every payment on your mortgage is applied towards both the interest and the outstanding capital balance of the loan, the exact amount applied to the capital portion varies with every payment. Our amortization schedule reveals the specific amount of each payment that goes towards interest, as well as the amoutn that goes towards repaying the capital. Initially, a large portion of each payment is devoted to interest.
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Download Yield Calculator
Decide on the viability of that proposed property purchase in just seconds with our yield calculator. Punch in the numbers and see what you will - or won't - be making! You will need Microsoft Excel in order to use this form.
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Download Video Inventory Notice
With video inventories fast replacing the old-style written inventory as the medium of choice for landlords, some kind of form whereby the tenant acknowledges and accepts the accuracy of the inventory is well overdue. Here it is...
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Download TV License Notice
You'd be amazed how many tenants think that their landlord is paying for the TV license. You need to let them know from the start of the tenancy that it is down to them alone. This form lets you do it.
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Download Smoke Alarm Notice
How many of you have been out to inspect your properties and found the smoke alarm with the cover open and the battery out? Your tenant needs to know that it is a requirement of the tenancy to keep the batteries in the smoke alarm and to change them when they go flat. It's too late when the property has burnt down. This form helps reinforce their commitment to doing this.
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Rent Increase Notification
If your tenant if on a statutory periodic tenancy and you wish to increase the rent without issuing a new written tenancy, this form is for you.
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Download Receipt For Deposit
As well as (obviously) recording the amount of money passed to you by the tenant, this form proves that the tenant acknowledges and accepts that deposit money will be used for any cleaning and rectification at the end of the tenancy.
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Download Move Out Report
This documents gets the tenant to acknowledge the presence of any damage - much easier when you're standing next to them - or other issues apparent on move-out. Once the tenant has left the property it is very easy for them to deny the existence of any problems. Now that you have to go to arbitration to decide what to do with their deposit, you don't want to hear the words 'It wasn't like that when I left!' This form nips all of that right in the bud. Absolutely essential.
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Download Keys Receipt
With the cost of cutting keys upwards of anything from £5 each, you want to be 100% sure what keys were given to the tenant at the beginning of the tenancy, so that if you don't get them back at the end then you can charge the cost of replacement out of the tenant's deposit. This letter proves beyond doubt what keys changed hands, and when.
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Download Notice of Abandonment / Intention to Take Over Property
Very, very important that this process is accomplished carefully and to the letter of the law. This is one of the first steps and should be run in tandem with any other method available, such as Section 8/Section 21.
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Download Notice of Inspection Letter
As a landlord need to inform tenants that they are coming to inspect, and give a sufficient period of notice too. This letter spells it out for your tenants.
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Downlload Guarantor Form
A totally essential form - especially if you are letting to students or any younger people. Even if you're not, it always pays to get a guarantor if you can, as it gives you someone else to go after in the event of any payment problems, and also the guarantor is another person with a vested interest in making sure the rent is paid!
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Download Breach of Tenancy
Assured Shorthold Tenancy agreements are often long - too long, in fact, for many tenants (and landlords!) to bother reading them in their entirety. This means tenants don't often know what will happen to them in certain corcumstances. In the light of today's independent arbitration over deposit disputes, you want to be able to show the arbitrator that the tenant knew whar was expected of them.
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Download Record Meter Readings forms and Avoid Disputed Bill Payments
In the myriad of things you have to do when letting a property, this is often forgotten. However if you as the landlord had to pay a portion - or maybe even all - of your tenant's utility bills, you'd be pretty fed up!
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COMPLETE LETTING PACK DOWNLOAD - SUPER DEAL - Every Letting Form, Notice & Letter You'll Ever Need - SUPER DEAL
Here are all the documents you thought a landlord might use, plus a load you hadn't thought of as well. To buy all these individually would cost around £70, but you can have them all for just £19.99 including VAT. What are you waitng for?
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Download Section 8 Notice
This notice is partly filled using wording that has proved successful in many court cases. It just remains for you to add the details personal to your case.
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Download Superior 'Notice Served' Form
Avoid the potential cost, frustration and embarrassment of a tenant getting your possession claim thrown out of court by denying receiving the notice. Download our legal documents.
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Download Section 21 forms for gaining possession in either a paper or periodic tenancy.
There are two of these forms - one for gaining possession at the end of a written tenancy and the other for gaining possession during a periodic tenancy - and it is crucial that you use the right one. Even more importantly this pack comes with instructions on filling out the forms that will help you to avoid being one of the astonishing 70% (!) of landlords who have their possession claims thrown out for incorrectly completed paperwork. Don't be one of those!
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Download three Absolutely ESSENTIAL Letters for Housing Housing Benefit Tenants
These three letters - a Data Protection Act Waiver, Housing Benefit Direct Payment Authorisation, and Housing Benefit Payment Responsibility - will ensure your Housing Benefit tenancy runs as smooth as possible by allowing you access to information held by the Local Authority on your tenant's claim, making sure their money comes straight to you regardless, and that your tenant is 100% sure whose job it is to pay the rent!
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Download council Tax Change of Occupancy move in/out forms
Download essential council tax notification forms. 2 forms. use these forms to inform your local authority at the start or end of a tenanncy for correct council tax allocation.
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Download pack of three VERY Important letters to give tenants regarding their deposits
These are must have's for gathering all the information you need to comply with the law and - equally importantly - protecting yourself in the event you have an unhappy tenant.
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Download contents Insurance waiver form for landlord
ensure the tenants are fully aware that the contents insurance is their responsibility. Using this form you are closing any liabiliy you may have should they have an accident or criminal incident.
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Download n5 court application form for use with a section 8
tihs is the form required to apply to the courts for an eviction, when eviction is on the basis of a section 8 having been served.
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Download Assured Shorthold Tenancy (AST) Agreement - England and Wales
Download an Assured Shorthold Tenancy agreement (AST) here, acceptable for use in England and Wales. Written by landlords for landlords to protect landlords, used to many years successfully
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The Rent A Room Scheme
If you already have a lodger or are thinking about letting furnished rooms in your home, you can receive up to £4,250 a year tax-free (£2,150 if letting jointly). This is known as the Rent a Room scheme.
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Rent Guarantee Insurance
A look at rent guarantee insurance and its pros and cons....
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Bad Credit Loans
IF you are in need of a loan, but have a bad credit, there are loan companies that can help you.
Most online loan companies can offer people with bad credit almost an instant decision.
Here is a little bit more information about getting a loan if you have a bad credit rating.
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The basics of taxation
Things an aspiring landlord needs to know about tax! These articles are short sections taken from our forthcoming book on making a living from property investment. It's called 'Income for Life' and will be available soon. If you like what your read here and are interested in buying a copy,you can register your interest by dropping us an email.
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Download Housing Benefit / Council Tax Benefit Form for Landlords or Tenants to download
Admissable at councils all across the UK, with the exception of Northern Ireland, this Housing Benefit and Council Tax benefit form can be downloaded and filled in by pen, or filled in electronically by those of you with a PDF writer.
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What Return Can You Expect From a Property Investment?
Good breakdown of the basics of Buy-To-Let.
Complex market depending on location of property
Balance between quality of tenant and quantity of rent
Better rather than bigger – net yields depend on avoiding voids...
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Deposit Scheme
It's countdown time to the new compulsory tenancy deposit scheme, so what will it mean in practice for landlords and tenants?...
In a bid to sort out this unhappy state of affairs the Government has decided to introduce a new compulsory tenancy deposit scheme....
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Download Non Resident Landlords Paperwork
Tax forms for landlords non-resident in the UK. If you just want the forms, then scroll all the way down to the bottom.
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Section 21 of the Housing Act 1988.
Text of the section of the act most used to evict tenants.
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Evicting tenants by 'Section 8'
Overview of how to evict a trenant using section 8 of the Housing Act 1988
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Thinking of Letting?
Things all propspective landlords should know.
When you let your property to a tenant, the tenancy is automatically an assured shorthold tenancy (unless you agree otherwise in writing)...
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Landlord and Tenant Obligations Overview
Find out what both parties in a residential letting are bound to do by law.
Whether you are a landlord or tenant, it is vital that you are aware of your legal rights and obligations. The law protects both parties and does not permit you to "take the law into your own hands", irrespective of circumstances...
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Stamp Duty on Rental Income
Overview of the law regarding paying stamp duty on tenancy agreements.
The Stamp Act 1891 requires that stamp duty is payable on all tenancy agreements, leases and conveyances...
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The New Housing Health & Safety Rating System (HHSR)
ATTENTION ALL LANDLORDS. DO YOUKNOW THIS ???
The new Housing Health and Safety Rating System (HHSRS) is something that landlords should now be aware of.
It comes into force in April 2006.
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Moving To Your New Property With Your Indoor Plants And Garden Plants.
When you finally move into your new property, you want to get organised and settled in your new home as quickly as possible.
You will of course want to take the plants and flowers from your garden.
By taking tips from this article it will help you have your new home looking homely and in no time at all your garden will be displayng your prize bloomers and perrennials...
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Moving With Pets
Moving house can be stressful for family pets as well as for humans, but just a little thought and forard planning can help to make the whole business much less stressful and confusing for them.
This article gives you help so that your beloved pets can move with you into your new home and be proptected from anxiety...
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Inspecting Properties (Part Two)
New to being a Landlord?
This article will help new and exsisting landlords ensure that the property to rent is safe and ready for a tenant to move in.
It lists all the things you will need to make the property to let pass any health and safety inspection and more...
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Tenant and Landlord Rights and Responsibilities (UK Law)
A basic guide to landlords and tenant responsibilities.
This article gives the landlord a guide which will ensure the tenants in their rented property are happy.
Also the tenant being aware of their responsibilities and the landlord knowing their responsibilities will undoubtedly lead to a great tenancy and landlord/tenant relationship...
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Tenant and Landlord Rights and Responsibilities (UK Law)
A basic guide to landlords and tenant responsibilities.
This article gives the landlord a guide which will ensure the tenants in their rented property are happy.
Also the tenant being aware of their responsibilities and the landlord knowing their responsibilities will undoubtedly lead to a great tenancy and landlord/tenant relationship...
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Final Move Day Tips
If you are about to move to you new home and have followed the steps of our detailed moving home checklist for a stress free smooth move, now its time to follow the last 3 steps to ensure an easy stress free Move Out and Move In Day
All the things you will need to do are in simple steps for you. From meter readings to removal vans, from boxing and packing your belongings to unloading your belongings from the removal van...
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A Detailed Checklist For Your Forthcoming Move
A checklist of all the things you need to do in preperation for your move.
Following these practical steps will ensure your move to your new house will be stress free.
These moving home procedures start 8 weeks prior to your move in date right up to the day you move in to your new home.
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Safeguarding Tenants' Money (tenancy deposit scheme)
Moreon the ins and out of tenancy deposit scheme. Courtesy of the Association of London Government.
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Tenant Deposit Scheme
Useful information for landlords, agents and tenants alike. Courtesy of RICS on the new tenant deposit scheme.
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More on Home Information Packs (HIP)
Further details on the upcoming Home Information Packs (HIP). Courtesy of NHER.
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Home Information Packs (HIPS)
Overview of the latest 'government initiative' (surely an oxymoron?) and what it may mean for you. Courtesy of Channel 4.
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Adjustable Rate Mortgage (ARM) Calculator
This spreadsheet creates an amortization table and graph for an adjustable rate mortgage (ARM) loan, with optional extra payments. Results may differ from other calculators due to rounding. Allows you to see the effect of over payments, term alterations, interest rate changes on mortgages.
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Property Maintains Investment Appeal as Britons Continue to Lose Faith in Pensions
Crucial pension article - a must read...
According to new research published today by Instant Access Properties (IAP), the UK's largest provider of discounted property to individual investors, only one fifth of Britons, still have faith in the ability of private or company pensions to deliver an adequate income at retirement...
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Tips for Fixing Poor Credit
Not kept your credit rating as pristine as you should have? Here's a few tips to help you out...
No matter how bad your credit is, you can take steps that will make it better.
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Is buy to let still a good investment???
Articles relating to property finances, mortgages, buy to let, taxation, non resident landlords and more...
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Housing Benefit- Recoverable Overpayments
Articles relating to property finances, mortgages, buy to let, taxation, non resident landlords and more...
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A Brief Guide to Lettings and Tax for Landlords
Articles relating to property finances, mortgages, buy to let, taxation, non resident landlords and more...
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